We get it. You were told to HODL. But let’s be honest – you also want to spend your crypto. After all, it’s money, right? Well, if you’re sitting on some crypto and could really use it to buy something, like… maybe that FlySafair flight ticket for your long-anticipated holiday? Or that smartwatch on Loot you’ve been eyeing? Or you need a shiny new coffee machine upgrade from Yuppiechef before the winter chill sets in. Or maybe even to grab those last-minute braai supplies from Tops.
Spend and get up to 10% back
Thanks to Zapper’s new partnership with Luno, you don’t have to choose between using your crypto and growing it. You can do both. Spend. And score up to 10% back on top of it! Yes, that’s right. You can get up to 10% back in USDT – 10% on Tether payments, and 5% on other crypto (valid until 31 July 2025) every time you spend with Luno Pay at any Zapper-enabled store – online or in person. It’s all part of our mission to keep making Zapper the most rewarding way to pay.
Why it’s the right time to spend crypto
Crypto isn’t just for trading anymore. In fact:
- 13.9 million South Africans were using cryptocurrency as of 2024 – a 38% year-on-year increase
- South Africa ranks among the top countries globally for crypto ownership, with 68% of surveyed citizens saying they’ve bought or used crypto
- Stablecoins like Tether (USDT) are gaining popularity for daily purchases thanks to their price stability
With inflation and currency volatility on the rise, more people are using crypto not just to invest – but to fund their daily purchases.
Why spend with Zapper + Luno?
Here’s what makes it different and the most rewarding way to spend your crypto.
🎁 You get rewarded for spending
Every time you pay with Luno Pay up until 31 July 2025 at a Zapper-enabled merchant, you earn up to 10% back in USDT – a stablecoin tied to the US dollar. That’s instant value back into your crypto wallet.
🔒 It’s easy and secure
Zapper is a super secure way to pay, and is known for its convenience.
📋 Options galore
Zapper is accepted at over 31,000 merchants across South Africa – from flights and fashion to fuel and pharmacies.
💸 No extra service fees
Luno does not charge service fees for Luno Pay transactions.
📱 Super simple
To pay with Luno Pay: open your Luno app, tap ‘More’, choose ‘Scan’ to scan the Zapper QR code, enter the payment amount, select your crypto wallet, and confirm. Your payment will process instantly.
Here’s How It Works
- Pay using Luno Pay at any Zapper-enabled merchant
- Get rewarded – up to 10% in USDT deposited into your Luno wallet
T&Cs apply. Available at participating Zapper-enabled merchants nationwide. You must spend a minimum of R100 to qualify, and your reward will be capped at USDT 50.00 per 30-day rolling period. While Luno Pay transactions do not charge any service fees at the moment, users should note that spending crypto is considered a barter transaction by SARS – so always consult a tax advisor if you’re unsure. Read their full Terms and Conditions.
