Business funding made easy for SMEs

Business funding made easy for SMEs

Cash flow issues are one of the major hurdles in running any business. There are times when you need to stock up on inventory, cover unexpected expenses, or simply keep things running smoothly, where having extra funds to do so can make all the difference.

For many South African entrepreneurs, getting access to business funding means facing high interest rates, rigid repayment terms, and a long approval process. It’s no surprise that a recent survey revealed that 62% of small businesses in our country consider access to funding their biggest challenge.

Moreover, the high rates that come with traditional funding make this option unfeasible for many small businesses. 

 

What is business funding?

 

Business funding gives you access to extra money to help grow or manage your business. It can be used for day-to-day expenses, expansion plans, or even just to keep operations running smoothly.

The key is finding a business funding solution that suits your business’s cash flow and doesn’t leave you stressed about repayments.

Woman business owner
The right business funding can make all the difference
Zapper’s business funding solutions

 

So, isn’t there a smarter, more flexible way to get funding in South Africa that works with your business rather than against it? That’s where Zapper’s Quick Capital and Supplier Capital come in.

 

Quick Capital – fast, flexible funding

 

Need cash to grow your business? Quick Capital provides fast access to funds within 48 hours. The best part? You pay it back as you trade.

Instead of fixed monthly repayments, a small percentage is deducted from your daily Zapper transactions. No stress if business is slow – you’re never locked into rigid payments.

Quick Capital also comes with a flat fee upfront, so you know exactly how much you’ll pay. In other words, there are no surprise interest rates or hidden costs. 

 

Zap and Save incentive programme

 

When you apply for Quick Capital, we calculate your average weekly Zapper transactions. We use this as the benchmark, and if you exceed the average, we give you R10 off your Quick Capital fees for each transaction that’s over your average. 

Through this Zap and Save incentive programme, some businesses have even reduced their fee to zero simply by getting more people to pay them using Zapper!

 

Supplier Capital – keep your shelves stocked

 

If your biggest challenge is keeping up with stock or supplier payments, consider Zapper’s Supplier Capital solution. This short-term cash flow solution helps you secure inventory without dipping into your working capital, ensuring your business keeps running without disruptions. 

Instead of receiving the funds directly into your account, Zapper pays your supplier on your behalf, giving you the flexibility to manage cash flow effectively.

With premiums as low as 5% and no compound interest, Supplier Capital is a cost-effective way to keep up with demand, manage seasonal peaks, and avoid stock shortages when you need key items most.

 

Business owner taking stock
Manage your stock without cashflow headaches
Why choose Zapper for business funding?

 

Traditional funding can be expensive and complicated, but Zapper makes it simple, transparent, and tailored to your business’s cash flow. Let’s look at why businesses are switching to Zapper’s funding solutions.


Quick access

 

You get the funds you need in as little as 48 hours, helping you take advantage of business opportunities without delay.

 

Flexible repayments

 

Pay it back as you trade – there are no fixed monthly instalments. This means repayments adjust to your business’s cash flow, so you never feel overburdened during slow periods.

 

Transparent pricing

 

You pay a simple flat upfront fee with no hidden charges or compound interest. You’ll know exactly how much you need to pay upfront, so you won’t need to deal with unexpected costs.

 

Stock up with ease

 

Use Supplier Capital to pay your suppliers directly and keep things running smoothly. Your business will stay well-stocked and ready to meet customer demand.

 

No paperwork hassle

 

Unlike traditional funding options that require mountains of paperwork and lengthy approval processes, Zapper’s funding solutions are simple, quick, and easy to apply for.

 

Built-in rewards

 

With the Zap and Save incentive, your funding repayment costs will reduce every time a customer pays using Zapper, making this an even more cost-effective solution.

 

A man and woman smiling over a laptop after getting Zapper business funding
Business funding is more accessible than you might think
Specifically designed for SMEs

 

We understand the cash flow challenges faced by South African businesses and have designed this funding model specifically to address those challenges.

Need extra cash flow to invest in growth, or simply need help covering daily expenses? Our funding solutions are tailored to your business’s unique needs.

How do I qualify for Quick Capital?

 

To qualify, you must be an active Zapper merchant for six months with a minimum monthly turnover of R5,000. Log in to your Merchant Portal to view your pre-approved offer.

 

Real businesses, real success stories 

 

“At first Quick Capital sounded too good to be true with no documents to complete. There’s no strain on your day-to-day cash flow, and their incentive programme allowed me to reduce the fixed fee to a nominal amount each time, which you will not get anywhere else.” – Shaun Capes from The Boston Board Room. 

“We’ve recently used it for some renovations that were needed at our Umhlanga Rocks Branch, the cash came in handy, quickly. The Zapper Team assisted us and within a couple of hours, the money was in the account.” – Dean Grobler from Daily Dosage.

 

Secure the funding you need 

 

If you’re looking for a business funding solution that works with you, not against you, Zapper’s Quick Capital and Supplier Capital could be the perfect fit. And you could have those much-needed funds within 48 hours!

Learn more about Zapper’s fast business funding and apply today.

Business funding gives you access to extra money to help grow or manage your business. It can be used for day-to-day expenses, expansion plans, or even just to keep operations running smoothly. The key is finding a business funding solution that suits your business’s cash flow and doesn’t leave you stressed about repayments.

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